We insure auto, home, health, and life
insurance.
For Auto Insurance: We use both standard and non-standard insurance companies.
Standard carriers are for people with good credit, a good driving record, a history of being with other standard carriers, and normally own a home as well.
Non-standard carriers tend to be for customers that are either rebuilding their credit or have no credit, possibly have a bad driving record, perhaps are a first time buyer of a vehicle, or a number of other factors that would make them higher risk.
For Homeowners Insurance: Also categorized the same way between standard and non-standard.
Standard homeowners insurance tends to be more appropriate for homeowners with good credit, a clean record regarding claims filed, and a newer home in good condition.
Non-Standard homeowners insurance would normally be for a customer who is working to improve their credit, or has a history of frequent claims activity, or owns an older home, or owns a home in a less than favorable condition.
For Health Insurance: We specialize in individually owned insurance, and for group health we partner with a local firm called Group Health Plus.
We have a special enthusiasm for life insurance, as the stakes are incredibly high for a family who chooses to neglect this category of insurance.
Our objective is to see that every client is insured for their true human life value. We insist that every potential customer interested in life insurance gets educated on the importance of a human life value calculation.
We also insist that all of our life insurance clients have a simple will and a medical power of attorney in place, as we are able to get these arrangements made with a local attorney group for minimal cost, or in some cases, for free.
For Auto Insurance: We use both standard and non-standard insurance companies.
Standard carriers are for people with good credit, a good driving record, a history of being with other standard carriers, and normally own a home as well.
Non-standard carriers tend to be for customers that are either rebuilding their credit or have no credit, possibly have a bad driving record, perhaps are a first time buyer of a vehicle, or a number of other factors that would make them higher risk.
For Homeowners Insurance: Also categorized the same way between standard and non-standard.
Standard homeowners insurance tends to be more appropriate for homeowners with good credit, a clean record regarding claims filed, and a newer home in good condition.
Non-Standard homeowners insurance would normally be for a customer who is working to improve their credit, or has a history of frequent claims activity, or owns an older home, or owns a home in a less than favorable condition.
For Health Insurance: We specialize in individually owned insurance, and for group health we partner with a local firm called Group Health Plus.
We have a special enthusiasm for life insurance, as the stakes are incredibly high for a family who chooses to neglect this category of insurance.
Our objective is to see that every client is insured for their true human life value. We insist that every potential customer interested in life insurance gets educated on the importance of a human life value calculation.
We also insist that all of our life insurance clients have a simple will and a medical power of attorney in place, as we are able to get these arrangements made with a local attorney group for minimal cost, or in some cases, for free.
Raven Insurance and Financial
*Auto *Home *Life *Health *Commercial
What We Insure